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• 2 CE HR 
• 10:00 am- 12:00 pm
• Cost $25 for Members/Non-Member $30
• Course No. 35697
• Provider-Texas REALTORS® #0001
• Virtual class (off site instructor via Zoom)
• Instructor- Louis Drott
• Last day for discount is July 31, 2020. After July 31, 2020, add $15 to registration fee
• No refunds or Transfers after Aug 5, 2020
• To assure you receive class information, registration ends Aug 6 at 5:00 pm 

Course Description:

Course covers how to finance a property without comparable sales of like property. Hard to finance property types such as: Non- Warrantable Condos, Barndiminiums, Log Homes, Underground Homes, etc. Bridge Loans and how to purchase the new home prior to selling the current home and not have to qualify for both homes for financing. Also updates on Fannie Mae and Freddie Mac covering the two sources guidelines and how to use the differences to your client’s advantage.

Four Rivers is inviting you to a scheduled Zoom meeting.

Topic: FRAR Scholarship Committee Zoom Meeting
Time: Aug 10, 2020 10:30 AM Central Time (US and Canada)

• 3 CE HR
• 9:30 am- 12:30 pm 
• Cost Free to Four Rivers Members/ $30 Non-Members
• Course No. 34568
• Provider-Texas REALTORS® #0001
• Virtual class (off site instructor via Zoom)
• Instructor-Tamara Tapman
• To assure you receive class information, registration ends Aug 10 at 5:00 pm

Course Description:

This class consists of an overview of the benefits offered by the Texas Veterans Land Board. Emphasis is on the Veterans Housing Assistance Program and the Land Loan Program because those are the benefits most that real estate agents will be working with. Housing, Land and home improvement processes are described in the course. Also marketing techniques for connecting with veterans are an important part of this presentation.

This course will provide real estate professionals the tools they need to understand mortgage options for serving the Texas Veteran looking to buy a home. The course is designed for those without a financial background with the "nuts & bolts" of VA and Veterans Land Board financing programs in order to effectively communicate with buyers and sellers alike.

• 1 CE HR
• 1:00 pm- 2:00 pm 
• Cost Free to Four Rivers Members/ $ 10 for Non-Members
• Course No. 33859
• Provider   0001
• Live instructor-Scott Brown
• Last Day for registration is Aug 5, 2020. 

Course Description:

This class consists of an overview of the advantages and how to structure a FHA/HUD 203K Renovation Loan and a FNMA Home-Style Renovation Loan. These loans provide the buyer an opportunity to purchase and fund the renovations necessary to improve the market value and overcome Health and Safety issues. Taking this class will give agents the tools, knowledge and confidence to better serve all their homebuyers. They will come away from the class with an understanding of how to assist both buyers and sellers in selling and revitalizing existing homes in established neighborhoods.

Relevancy:
The intent of this class is to educate real estate license holder about the mortgage lending opportunities of the FHA/HUD 203K Renovation Loan and the FNMA Home-Style Renovation Loan. This class provides education on how to help the seller find buyers for the home and improve the overall neighborhood through revitalization. It will also minimize the amount of confusion associated with the loan for all parties involved.
This class consists of an overview of the advantages and how to structure a FHA/HUD 203K Renovation Loan and a FNMA Home-Style Renovation Loan. These loans provide the buyer an opportunity to purchase and fund the renovations necessary to improve the market value and overcome Health and Safety issues. Taking this class will give agents the tools, knowledge and confidence to better serve all their homebuyers. They will come away from the class with an understanding of how to assist both buyers and sellers in selling and revitalizing existing homes in established neighborhoods.

Relevancy:
The intent of this class is to educate real estate license holder about the mortgage lending opportunities of the FHA/HUD 203K Renovation Loan and the FNMA Home-Style Renovation Loan. This class provides education on how to help the seller find buyers for the home and improve the overall neighborhood through revitalization. It will also minimize the amount of confusion associated with the loan for all parties involved.

During this time the Four Rivers AOR Staff is in training and the Association phones are paused for 1 Hr.  Please leave a message and we will return your call as soon as possible! 

You can also email: This email address is being protected from spambots. You need JavaScript enabled to view it. for a response. 

We look forward to serving you! 

Bulverde/Spring Branch Tour: 

Contact: Pam Kight, Kight Home Inspection

Tour dates: 2nd Wednesday of the month, 9 am 

Starting location: Keller Williams Hill Country, 110 River Crossing Blvd, Spring Branch, TX 78070

Please email Pam to add your listing to the tour:  This email address is being protected from spambots. You need JavaScript enabled to view it.

Caravan Home Tour Instructions

Go to Matrix.ctxmls.com

Enter your User ID and Password                         

From Home page, go to the Input tab and click on Input

Under Listings, go to the “Quick Modify” section and enter your MLS # and edit

In Select Form you will go to Open Houses

You will enter the date of the tour you want your home on.

Time will be from 9:00 to 11:00 am.

Active status is “yes”

Under Open House Type, it is very IMPORTANT to make sure you pick “CARAVAN”  (This is the only way we can find it to enter your property on the tour).

Under Comments, please put which tour (New Braunfels, San Marcos or Seguin) you want it on and any other additional comments you’d like.

Seguin Property Tour:

Contact: Jeanene Weidman - This email address is being protected from spambots. You need JavaScript enabled to view it.or call 970-903-8601
Tour dates: Every Thursday of each month, 9 AM
Starting location: 1467 E Court St, Seguin
 pdfDownload Directions to add a property to the New Braunfels or Seguin tours in Matrix. (88 KB)  

• 4 CE HR
• 8:30 am- 12:30 pm 
• Cost $45 for Members/ $55 for Non- Members
• Course No. 37796
• Provider-Texas REALTORS® #0001
• Virtual class (off site instructor via Zoom)
• Instructor-Dwight Hale
• Last Day for discount is Aug 7, 2020. After Aug 7, 2020 add $15 to registration fee
• No refunds or Transfers after Aug 12, 2020
• To assure you receive class information, registration ends Aug 13 at 5:00 pm

Did you know that as a license holder you have legal requirements and regulations for engaging in the real estate business? Perhaps you also belong to a trade association connected to the real estate business that has a code of conduct and you see that as a requirement for engaging in the business. There is more to your requirements than a trade associa­tion expectations. It is every license holder’s responsibility to know and operate under the current
laws applicable to their license. The course covers the requirements Texas law places upon all license holders regard­ing ethical conduct when facilitating a real estate transaction.

• 4 CE HR
• 1:00 pm- 5:00 pm 
• Cost $45 for Members/ $55 for Non- Members
• Course No. 37797
• Provider-Texas REALTORS® #0001
• Virtual class (off site instructor via Zoom)
• Instructor-Dwight Hale
• Last Day for discount is Aug 7, 2020. After Aug 7, 2020 add $15 to registration fee
• No refunds or Transfers after Aug 12, 2020
• To assure you receive class information, registration ends Aug 13 at 5:00 pm

Did you know that as a license holder you have ethics requirements for engaging in the real estate business? Perhaps you also belong to a trade association for the real estate business that has a code of ethics and you see that as a requirement for engaging in the business. The law and the various trade association codes of ethics are similar yet not identical. There is more to your requirements than a trade associa­tion expectation. The course covers the requirements Texas law places upon all license holders regard­ing ethics and conduct when facilitating a real estate transaction.

• 4 Days of class - Mon 8/17, Tue 8/18, Mon 8/24, & Tue 8/25
• 8:30-5:00 daily
• 30 Hours SAE 
• Cost - $300 Members & $330 Non-Members
• Course No. 0537
• Virtual Class (off site instructor via Zoom)
• Provider-Texas REALTORS® #0001
• Instructor- Sharon Jenkins
• Last date for discount is Aug 10, 2020. After Aug 10, 2020 add $25 to registration fee
• No refund or Transfers after Aug 13, 2020
• To assure you receive class information, registration ends Aug 15 at 5:00 pm

Course Description:

In this intense class, you will gain insight on how to handle your trans­actions. This program will include tools such as: prospecting, creating business opportunities, understanding buyer and seller expectations, and your role throughout the real estate trans­action.

Insight into other roles by subject matter experts such as Apprais­ers, Inspectors, Insurance Agents, Lenders, Title Companies, etc. will also be made available throughout the program.

You will have hands-on, interactive experience to help you with your business before you even have business.