BEGIN:VCALENDAR VERSION:2.0 PRODID:-//https://www.fourriversrealtors.com//NONSGML kigkonsult.se iCalcreator 2.41.71// CALSCALE:GREGORIAN METHOD:PUBLISH UID:33363064-6630-4033-b132-333931363263 X-WR-CALNAME:JCal Pro Calendar X-WR-CALDESC:Your online events calendar X-WR-TIMEZONE:America/Chicago BEGIN:VTIMEZONE TZID:America/Chicago TZUNTIL:20271107T070000Z BEGIN:STANDARD TZNAME:CST DTSTART:20251102T020000 TZOFFSETFROM:-0500 TZOFFSETTO:-0600 RDATE:20261101T020000 END:STANDARD BEGIN:DAYLIGHT TZNAME:CDT DTSTART:20260308T020000 TZOFFSETFROM:-0600 TZOFFSETTO:-0500 RDATE:20270314T020000 END:DAYLIGHT END:VTIMEZONE BEGIN:VEVENT UID:20230109T083000CST-2044ORZTRv@https://txmliws.rapams.com/ DTSTAMP:20260405T160119Z CATEGORIES:Staff Meetings DESCRIPTION:

Our weekly staff m eetings are now held every Monday

from 8:30 am to 9:30 am\, and during that time we have o ur

Lobby Doors C losed and Phones Paused for 1 hr.

We will open our doors and start returning all calls at 9:30 am\, once the meeting concludes.

Thank you for your understanding and patience\, so t hat

we may provi de you will improved services and support year-round!

DTSTART;TZID=America/Chicago:20230109T083000 DTEND;TZID=America/Chicago:20230109T093000 RRULE:FREQ=WEEKLY;UNTIL=20241229T060000Z;INTERVAL=1;BYDAY=MO SUMMARY:FRAR Staff Meeting *Lobby Closed and Phones Paused 1 Hr URL:https://www.fourriversrealtors.com/hidden-calendar-dashboard/31-staff/6 570-frar-staff-meeting-lobby-closed-and-phones-paused-1-hr X-ALT-DESC;FMTTYPE=TEXT/HTML:

O ur weekly staff meetings are now held every Monday

from 8:30 am to 9:30 am\, and during th at time we have our

Lobby Doors Closed and Phones Paused for 1 hr.

We will open our doors and start return ing all calls at 9:30 am\, once the meeting concludes.

Thank you for your understanding an d patience\, so that

we may provide you will improved services and support year-round!

END:VEVENT BEGIN:VEVENT UID:20240520T100000UTC-1170MEOwAc@https://fourriversrealtors.com/ DTSTAMP:20260405T160119Z CATEGORIES:Partner Meetings DTSTART;TZID=America/Chicago:20240715T100000 DTEND;TZID=America/Chicago:20240715T130000 SUMMARY:CTXMLS Board of Governors Meeting URL:https://www.fourriversrealtors.com/hidden-calendar-dashboard/39-partner -meetings/8564-ctxmls-board-of-governors-meeting END:VEVENT BEGIN:VEVENT UID:20240716T080000UTC-0529XZvNWG@https://fourriversrealtors.com/ DTSTAMP:20260405T160119Z CATEGORIES:Local\, State and National Events DTSTART;TZID=America/Chicago:20240716T080000 DTEND;TZID=America/Chicago:20240718T170000 SUMMARY:NAR Governmental Affairs Director Institute URL:https://www.fourriversrealtors.com/hidden-calendar-dashboard/43-local-s tate-national-events/8667-nar-governmental-affairs-director-institute END:VEVENT BEGIN:VEVENT UID:20240716T083000UTC-61622MNIza@https://fourriversrealtors.com/ DTSTAMP:20260405T160119Z CATEGORIES:Association Education Classes DESCRIPTION:

4 CE HR

\n
8:30 am - 12: 30 pm \;
\n

Cost $40 for Members/$45 for Non-Members \;
Course No. 47600
Provider-Texas REAL TORS® #1
Zoom Class (off site instructor via Zoom) \;

Instructor- \;Todd Bingham\n
Last Day for discount is July 9\, 2024. After July 9\, 2024 add $15 to registration fee
\n
If you need to cancel your class registration please email me bef ore July 12\, 2024
\n
No refund or Transfers on or after July 12\, 2024.
\n
To assure you receive class information\, registration ends Jul y 15\, 2024 at 5:00 pm
\n
If you have questions with registration email \;This email address is being protect ed from spambots. You need JavaScript enabled to view it. \;
\n

\n\n \n\n\n\n\n
\n
Course descriptio n
\n
\n
Did you know that as a license holder you have legal req uirements and regulations for engaging in the real estate business? Perhap s you also belong to a trade association connected to the real estate busi ness that has a code of conduct and you see that as a requirement for enga ging in the business. There is more to your requirements than a trade asso ciation expectations. It is every license holder’s responsibility to know and operate under the current
laws applicable to their license. The course covers the requirements Texas law places upon all license holders r egarding ethical conduct when facilitating a real estate transaction.
\n
DTSTART;TZID=America/Chicago:20240716T083000 DTEND;TZID=America/Chicago:20240716T123000 SUMMARY:4 HR CE Class: TREC Legal Update 1 (Virtual) URL:https://www.fourriversrealtors.com/hidden-calendar-dashboard/22-associa tion-classes/8964-4-hr-ce-class-trec-legal-update-1-virtual X-ALT-DESC;FMTTYPE=TEXT/HTML:

\n
4 CE HR
\n

8:30 am - 12:30 pm \;
Cost $40 for Members/$45 for Non-Members \;

\n
Course No. 4 7600
\n
Pro vider-Texas REALTORS® #1
\n
Zoom Class (off site instructor via Zoom) \;
\n
Instructor- \;Todd Bingham
\n
Last Day for discount is July 9\, 2024. After J uly 9\, 2024 add $15 to registration fee
\n
If you need to cancel your class registration ple ase email me before July 12\, 2024
\n
~~No refund or Transfers on or after J uly 12\, 2024.~~
\n
To assure you receive class information\, regis tration ends July 15\, 2024 at 5:00 pm
\n
If you have questions with registration ema il \; This email address is being protected from spambots. You need JavaScript enabled to view it.< /joomla-hidden-mail> \;
\n

\n< table>\n\n\n\n
Co urse description
\n\n\n\n\n
Did you know that as a license holder you have legal requirements and regulations for engaging in the real estate b usiness? Perhaps you also belong to a trade association connected to the r eal estate business that has a code of conduct and you see that as a requi rement for engaging in the business. There is more to your requirements th an a trade association expectations. It is every license holder’s respons ibility to know and operate under the current
laws applicable to thei r license. The course covers the requirements Texas law places upon all li cense holders regarding ethical conduct when facilitating a real estate t ransaction.
\n
END:VEVENT BEGIN:VEVENT UID:20240716T130000UTC-9318FArsX7@https://fourriversrealtors.com/ DTSTAMP:20260405T160119Z CATEGORIES:Association Education Classes DESCRIPTION:
\n
4 CE HR
\n
1:00 pm - 5:0 0 pm \;
\n
Cost $40 for Members/$45 for Non-Members \;
\n
Course No. 47601
\n
Provider-Texas REALTO RS® #1
\n
Z oom Class (off site instructor via Zoom) \;
\n
Instructor- \;Todd Bingham
\n
Last Day for discount is July 9\, 2024. After July 9\, 2024 add $ 15 to registration fee
\n
If you need to cancel your class registration please email me befor e July 12\, 2024
\n
No refund or Transfers on or after July 12\, 2024.
\n
To assure you receive class information\, registration ends July 15\, 2024 at 5:00 pm
\n
~~If you have questions with registration email \;This email address is being protected from spambots. You need JavaScript enabled to view it.~~ \;
\n
\n\n\n< tr>\n\n\n\n
\n
Course description
\n
\n
Did you know that as a license holder you have TREC ethics standards for engaging in the real estate business? Perhaps you belong to a real estate trade association that has a code of ethics as a requirement for engaging in the business. Texas law and the various trade association code of ethics are similar yet not identical. This class is about your li cense requirements not\, trade association expectations. The course cover s the requirements Texas law places upon all license holders regarding et hics and conduct when facilitating a real estate transaction.
\n
DTSTART;TZID=America/Chicago:20240716T130000 DTEND;TZID=America/Chicago:20240716T170000 SUMMARY:4 HR CE Class: TREC Legal Update 2 (Virtual) URL:https://www.fourriversrealtors.com/hidden-calendar-dashboard/22-associa tion-classes/8965-4-hr-ce-class-trec-legal-update-2-virtual X-ALT-DESC;FMTTYPE=TEXT/HTML:
\n
4 CE HR
\n
1:00 pm - 5:00 pm \;
\n
Cost $40 for Members/$45 for Non-Members \;
\n
Course No. 47 601
\n
Prov ider-Texas REALTORS® #1
\n
Zoom Class (off site instructor via Zoom) \;
\n
Instructor- \ ;Todd Bingham
\n
Last Day for discount is July 9\, 2024. After Ju ly 9\, 2024 add $15 to registration fee
\n
If you need to cancel your class registration plea se email me before July 12\, 2024
\n
No refund or Transfers on or after Ju ly 12\, 2024.
\n
To assure you receive class information\, regist ration ends July 15\, 2024 at 5:00 pm
\n
If you have questions with registration emai l \; ~~This email address i s being protected from spambots. You need JavaScript enabled to view it.~~ \;
\n
\n\n\n\n\n
Cou rse description
\n\n\n\n\n
Did you know that as a license holder you have TREC ethics standards for engaging in the real estate business? Perha ps you belong to a real estate trade association that has a code of ethics as a requirement for engaging in the business. Texas law and the various trade association code of ethics are similar yet not identical. This class is about your license requirements not\, trade association expectations. The course covers the requirements Texas law places upon all license hold ers regarding ethics and conduct when facilitating a real estate transact ion.
\n
END:VEVENT BEGIN:VEVENT UID:20240116T133000UTC-6473huAtjo@https://fourriversrealtors.com/ DTSTAMP:20260405T160119Z CATEGORIES:FRAR Committee Meetings DTSTART;TZID=America/Chicago:20240116T133000 DTEND;TZID=America/Chicago:20240116T143000 RRULE:FREQ=MONTHLY;COUNT=12;INTERVAL=1;BYDAY=TU;BYSETPOS=3 SUMMARY:TREPAC Committee Meeting URL:https://www.fourriversrealtors.com/hidden-calendar-dashboard/21-committ ee-meeting/7970-trepac-committee-meeting END:VEVENT BEGIN:VEVENT UID:20240131T090000UTC-737731HTpk@https://fourriversrealtors.com/ DTSTAMP:20260405T160119Z CATEGORIES:Property Tours and Caravans DESCRIPTION:
Tour Coordinator: Jeanene Weidman at \;This email address is being protected from spambots. Y ou need JavaScript enabled to view it.
\n
\; \;
\n
Caravan Home Tour Instr uctions
\n
\;
\n
Go to Ma trix.ctxmls.com
\n
Enter your User ID and Password
\n
From Home page\, go to the Input tab and click on Input
\n
Under Listings\, go to the “Quick Modify” s ection and enter your MLS # and edit
\n
In Select Fo rm you will go to Open Houses.
\n
You will enter the date of the tour you want your home on.
\n
Time wil l be from 9:00 am to 11:00 am.
\n
Active status is “ YES”
\n
Under Open House Type\, it is very \;IMP ORTANT \;to make sure you pick “CARAVAN” \;(This is the only way w e can find it to enter your property on the tour).
\n
Under Comments\, please put which tour (New Braunfels\, San Marcos or Se guin) you want it on and any other additional comments you’d like.
\n
Hope to see you on tour next week.
DTSTART;TZID=America/Chicago:20240131T090000 DTEND;TZID=America/Chicago:20240131T110000 RRULE:FREQ=WEEKLY;COUNT=8;INTERVAL=6;BYDAY=WE SUMMARY:New Braunfels Property Tour - NW Side URL:https://www.fourriversrealtors.com/hidden-calendar-dashboard/41-propert y-tours-and-caravans/8215-new-braunfels-property-tour-nw-side X-ALT-DESC;FMTTYPE=TEXT/HTML:
Tour Coordinator: Jeanene Weidman a t \;This email address is being protected from spambots. You need JavaScript enabled to view it.
\n
\; \;
\n
Carava n Home Tour Instructions
\n
\;
\n
Go to Matrix.ctxmls.com
\n
Enter your User ID and Password
\n
From Home page\, go to the Input tab and click on Input
\n
Under Listings\, go to the “Quick Modify” section and enter your MLS # and edit
\n
In Select Form you will go to Open Houses.
\n
Y ou will enter the date of the tour you want your home on.
\n
Time will be from 9:00 am to 11:00 am.
\n
A ctive status is “YES”
\n
Under Open House Type\, it is very \;IMPORTANT \;to make sure you pick “CARAVAN” \;(This is the only way we can find it to enter your property on the tour).
\n
Under Comments\, please put which tour (New Braunfels\, San Marcos or Seguin) you want it on and any other additional comments yo u’d like.
\n
Hope to see you on tour next week.
END:VEVENT BEGIN:VEVENT UID:20240117T090000UTC-9081I0aUt3@https://fourriversrealtors.com/ DTSTAMP:20260405T160119Z CATEGORIES:Board Meetings DTSTART;TZID=America/Chicago:20240117T090000 DTEND;TZID=America/Chicago:20240117T110000 RRULE:FREQ=MONTHLY;COUNT=12;INTERVAL=1;BYDAY=WE;BYSETPOS=3 SUMMARY:Four Rivers Board of Officers and Directors Meeting URL:https://www.fourriversrealtors.com/hidden-calendar-dashboard/48-board-m eetings/8281-four-rivers-board-of-officers-and-directors-meeting END:VEVENT BEGIN:VEVENT UID:20240718T083000UTC-2101PeiB0N@https://fourriversrealtors.com/ DTSTAMP:20260405T160119Z CATEGORIES:Association Education Classes DESCRIPTION:
Texas REALTORS® Course Policies. \;Please co mplete before registering for this class
\n
\n
~~4 Days of class - \;Thur 7/18\,& nbsp\;Fri 7/19\, &\; Mon \;7/22\, \; Tue \;7/23~~
\n
8:30am-5:00pm daily
\n
30 CE H ours \; \;
\n
Cost - $275 Members &\; $300 Non-Members
\n
Course No. \;861
\n
Provider-Texas REALTORS® #4520
\n
Instructor- \;Ginger Unger &\; Michica Guillory
\n
Virtual \;clas s (off site instructor via \;Zoom)
\n
Last day for discount is \;July 11\, 20 24. After \;July 11\, 2024\, add $25 to registration fee
\n
If you need to cancel your cl ass registration please email me before July 16\, 2024
\n
~~No refund \;or Transfers on or a fter \;July 16\, 2024~~
\n
To assure you receive class information\, registration e nds \;July 17\, 2024 at 5:00 pm
\n
If you have questions with registration email& nbsp\;This email add ress is being protected from spambots. You need JavaScript enabled to view it.
\n
Course must be taken in order: T ACS1\, TACS2\, TASC3
\n
To Learn More About the Certification
\n
\n \;Course Description:
\n
This course is designed to prepare students for entry into the commercial real estate field by ex posing them to the fundamentals of commercial real estate leasing\, proper ty development\, and appraisal valuation methods. Students in this course will develop a comprehensive understanding of the CMA process and the vari ous due diligence elements associated with representing commercial clients .
\n
DTSTART;TZID=America/Chicago:20240718T083000 DTEND;TZID=America/Chicago:20240718T170000 SUMMARY:30 HR CE Class: TACS 2: Commercial Real Estate Property Development ( Virtual) URL:https://www.fourriversrealtors.com/hidden-calendar-dashboard/22-associa tion-classes/8967-30-hr-ce-class-tacs-2-commercial-real-estate-property-de velopment-virtual X-ALT-DESC;FMTTYPE=TEXT/HTML:
Texas REALTORS® Course Policies. \;Please complete before registering for this class\n
\n
4 Days of class -&n bsp\;Thur 7/18\, \;Fri 7/19\, &\; Mon \;7/22\, \; Tue \ ;7/23
\n
8: 30am-5:00pm daily
\n
30 CE Hours \; \;
\n
~~Cost - $275 Members &\; $300 Non-Members~~
\n
Course No. \;861
\n
Provider-Texas REALTORS® #4520
\n
Instructor- \;Ginger Unger &\; Michica Gu illory
\n
V irtual \;class (off site instructor via \;Zoom)\n
Last day for discount is&n bsp\;July 11\, 2024. After \;July 11\, 2024\, add $25 to registration fee
\n
If you need to cancel your class registration please email me before July 16\, 2024
\n
No refund \;or Transfers on or after \;July 16\, 2024
\n
To assure you receive class information \, registration ends \;July 17\, 2024 at 5:00 pm
\n
If you have questions with r egistration email \;~~This email address is being protected from spambots. You need JavaScri pt enabled to view it.~~
\n
Course must be taken in order: TACS1\, TACS2\, TASC3
\n
To Learn More About the Certification< /a>
\n
\n
\;Course Description:
\n
This course is designed to prepare students for entry into the commercial real estate field by exposing them to the fundamentals of commercial real estat e leasing\, property development\, and appraisal valuation methods. Studen ts in this course will develop a comprehensive understanding of the CMA pr ocess and the various due diligence elements associated with representing commercial clients.
\n
END:VEVENT BEGIN:VEVENT UID:20231214T090000UTC-8136UxGsgg@https://fourriversrealtors.com/ DTSTAMP:20260405T160119Z CATEGORIES:Property Tours and Caravans DESCRIPTION:
Seguin Property Tour:
\n
Contac t: Jeanene Weidman - \;This email address is being protected from spambots. You need JavaScript enabled to view it.or call \;970-903-8601
\n
Tou r dates: Every Thursday of each month\, 9 AM
\n
Starting lo cation: 1467 E Court St\, Seguin
\;pdfDownload Directions to add a propert y to the New Braunfels or Seguin tours in Matrix. \;(88 KB) \; \;
DTSTART;TZID=America/Chicago:20240718T090000 DTEND;TZID=America/Chicago:20240718T110000 SUMMARY:Cancelled - Seguin Property Tour URL:https://www.fourriversrealtors.com/hidden-calendar-dashboard/41-propert y-tours-and-caravans/8498-seguin-property-tour X-ALT-DESC;FMTTYPE=TEXT/HTML:
Seguin Property Tour:
\n
Contact: Jeanene Weidman - \;This email address is being protected from spambots. You need JavaScript enabled to view it.or call \;970-903-8601
\n
Tour dates: Every Thursday of each month\, 9 AM

\n
Starting location: 1467 E Court St\, Seguin
 \;pdfDownload Directions to add a property to the New Braunfels or Seguin tours in Matrix. \;( 88 KB) \; \;
END:VEVENT BEGIN:VEVENT UID:20231221T100000UTC-1538Gt77fN@https://fourriversrealtors.com/ DTSTAMP:20260405T160119Z CATEGORIES:FRAR Committee Meetings DESCRIPTION:
For more information on this committee\, please contact the Committee Liaison\, Mike Murphy. \;
DTSTART;TZID=America/Chicago:20240215T100000 DTEND;TZID=America/Chicago:20240215T110000 RRULE:FREQ=MONTHLY;COUNT=11;INTERVAL=1;BYDAY=TH;BYSETPOS=3 SUMMARY:Four Rivers MLS Committee Meeting URL:https://www.fourriversrealtors.com/hidden-calendar-dashboard/21-committ ee-meeting/8631-four-rivers-mls-committee-meeting X-ALT-DESC;FMTTYPE=TEXT/HTML:
For more in formation on this committee\, please contact the Committee Liaison\, Mike Murphy. \;
END:VEVENT BEGIN:VEVENT UID:20231130T133000UTC-5272ZKBlre@https://fourriversrealtors.com/ DTSTAMP:20260405T160119Z CATEGORIES:FRAR Committee Meetings DESCRIPTION:
For more information on this committee\, please contact the Committee Liaison\, Regina Tubre.
DTSTART;TZID=America/Chicago:20240215T113000 DTEND;TZID=America/Chicago:20240215T123000 RRULE:FREQ=MONTHLY;COUNT=11;INTERVAL=1;BYDAY=TH;BYSETPOS=3 SUMMARY:Professional Standards Committee Meeting URL:https://www.fourriversrealtors.com/hidden-calendar-dashboard/21-committ ee-meeting/8643-professional-standards-committee-meeting X-ALT-DESC;FMTTYPE=TEXT/HTML:
For more in formation on this committee\, please contact the Committee Liaison\, Regina Tubre.
END:VEVENT BEGIN:VEVENT UID:20240719T083000UTC-9327eWL607@https://fourriversrealtors.com/ DTSTAMP:20260405T160119Z CATEGORIES:Association Education Classes DESCRIPTION:
Texas REALTORS® Course Policies. \;Please co mplete before registering for this class
\n
\n
~~4 Days of class - \;Thur 7/18\,& nbsp\;Fri 7/19\, &\; Mon \;7/22\, \; Tue \;7/23~~
\n
8:30am-5:00pm daily
\n
30 CE H ours \; \;
\n
Cost - $275 Members &\; $300 Non-Members
\n
Course No. \;861
\n
Provider-Texas REALTORS® #4520
\n
Instructor- \;Ginger Unger &\; Michica Guillory
\n
Virtual \;clas s (off site instructor via \;Zoom)
\n
Last day for discount is \;July 11\, 20 24. After \;July 11\, 2024\, add $25 to registration fee
\n
If you need to cancel your cl ass registration please email me before July 16\, 2024
\n
~~No refund \;or Transfers on or a fter \;July 16\, 2024~~
\n
To assure you receive class information\, registration e nds \;July 17\, 2024 at 5:00 pm
\n
If you have questions with registration email& nbsp\;This email add ress is being protected from spambots. You need JavaScript enabled to view it.
\n
Course must be taken in order: T ACS1\, TACS2\, TASC3
\n
To Learn More About the Certification
\n
\n \;Course Description:
\n
This course is designed to prepare students for entry into the commercial real estate field by ex posing them to the fundamentals of commercial real estate leasing\, proper ty development\, and appraisal valuation methods. Students in this course will develop a comprehensive understanding of the CMA process and the vari ous due diligence elements associated with representing commercial clients .
DTSTART;TZID=America/Chicago:20240719T083000 DTEND;TZID=America/Chicago:20240719T170000 SUMMARY:30 HR CE Class: TACS 2: Commercial Real Estate Property Development ( Virtual) URL:https://www.fourriversrealtors.com/hidden-calendar-dashboard/22-associa tion-classes/8968-30-hr-ce-class-tacs-2-commercial-real-estate-property-de velopment-virtual X-ALT-DESC;FMTTYPE=TEXT/HTML:
Texas REALTORS® Course Policies. \;Please complete before registering for this class\n
\n
4 Days of class -&n bsp\;Thur 7/18\, \;Fri 7/19\, &\; Mon \;7/22\, \; Tue \ ;7/23
\n
8: 30am-5:00pm daily
\n
30 CE Hours \; \;
\n
~~Cost - $275 Members &\; $300 Non-Members~~
\n
Course No. \;861
\n
Provider-Texas REALTORS® #4520
\n
Instructor- \;Ginger Unger &\; Michica Gu illory
\n
V irtual \;class (off site instructor via \;Zoom)\n
Last day for discount is&n bsp\;July 11\, 2024. After \;July 11\, 2024\, add $25 to registration fee
\n
If you need to cancel your class registration please email me before July 16\, 2024
\n
No refund \;or Transfers on or after \;July 16\, 2024
\n
To assure you receive class information \, registration ends \;July 17\, 2024 at 5:00 pm
\n
If you have questions with r egistration email \;~~This email address is being protected from spambots. You need JavaScri pt enabled to view it.~~
\n
Course must be taken in order: TACS1\, TACS2\, TASC3
\n
To Learn More About the Certificat ion< /a>
\n
\n
\;Course Description:
\n
This course is designed to prepare students for entry into the commercial real estate field by exposing them to the fundamentals of commercial real estat e leasing\, property development\, and appraisal valuation methods. Studen ts in this course will develop a comprehensive understanding of the CMA pr ocess and the various due diligence elements associated with representing commercial clients.
END:VEVENT BEGIN:VEVENT UID:20240117T110000UTC-4428DaPG7a@https://fourriversrealtors.com/ DTSTAMP:20260405T160119Z CATEGORIES:FRAR Committee Meetings DTSTART;TZID=America/Chicago:20240216T110000 DTEND;TZID=America/Chicago:20240216T120000 RRULE:FREQ=MONTHLY;COUNT=11;INTERVAL=1;BYDAY=FR;BYSETPOS=3 SUMMARY:NextGen Committee Meeting URL:https://www.fourriversrealtors.com/hidden-calendar-dashboard/21-committ ee-meeting/8771-nextgen-committee-meeting END:VEVENT END:VCALENDAR